Suite of healthcare services for ALL your employees or group members, and their families - NO exclusion and NO exception.
Only $21.95 per Month per Family!
Substantial discounts if enrolling 25 or more under one employer/group account.
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Employers: Improve your Bottom Line
• Reduce Employee Absenteeism
• Lower Annual Healthcare Costs
• Enhance Productivity

If you are not required to provide health insurance, you can still provide excellent protection to all your employees and their families with a very low cost benefits plan.

Our benefits plans provide the most cost effective and convenient healthcare access!
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Benefits Plans Presentation (PDF)


• Reduced Absenteeism

Your employees can have their common medical issues addressed without missing work.

The majority of your employees medical issues could be effectively handled with just a phone, email or video consultation. Only 35% of emergency room and urgent care visits are really necessary.

Our 24/7 Doctor by Phone service is an efficient alternative to the time consuming and costly ER and Urgent Care visits.

Doctor by Phone offers UNILIMITED access to a national network of board certified physicians providing consultations via telephone or online, 24-hours a day with NO per call fee. Physicians discuss symptoms, recommend treatment options, diagnose common conditions, prescribe and phone in medications to your local pharmacy when appropriate.

Doctor by Phone saves time and money by avoiding unnecessary doctor's office or ER visits.

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• Lower Healthcare Costs

If you are required to provide healthcare benefits, you can now consider lower premiums health insurance plans, with higher deductibles and copays. There is no out-of-pocket, no copays and no deductibles for your employees when they use the Doctor by Phone service.

And the included healthcare bills saver service can LOWER OUT-OF-POCKET costs on medical bills not covered by insurance. This is an excellent and low cost addition for health insurance plans with high deductibles and copays! Advocates will work on your employees behalf to lower the balance on any uncovered medical or dental bill over $400.

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• Enhanced Productivity

When you help all your employees stay healthy and on the job, whether you offer health insurance or not, their productivity increases.

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More benefits included:
Health Adviser, 24/7 Nurse Line, Prescription Savings Card, Dental, Vision and Hearing Care Discounts.

An employee's entire family can use all the services.

All the benefits plan can be used with or without insurance.

1. Combined with health insurance, this is an excellent supplement to fill any gaps in existing coverage, with savings on deductibles and co-pays, and saving on time away from work.

2. The uninsured can have affordable access to quality medical care for their entire family.
• NO need to wait for open enrollment period, enroll anytime.
• NO exclusion for pre-existing conditions and no denials.

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You can provide this suite of healthcare services to ALL your employees, and their families (no exclusion and no exception) for only
$19.95 A MONTH per enrollee. *

Plus a one-time setup fee of $4.95 per enrollee.

* Discounts available if you enroll at least 25 employees under one employer account.

Family Dental Discounts Plan only $5.95/Mo. **
Family Vision Discounts Plan only $5.95/Mo. **
** Plus a one-time setup fee of $4.95 per enrollee.

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Employer Enrollment Package (PDF)

THIS IS NOT INSURANCE
The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00.This plan provides discounts at certain healthcare providers for medical services. Not available in UT, WA, VT, and KS.

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Benefits Plans Presentation (PDF)
Employer Enrollment Package (PDF)


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